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How to be Charitable when you're poor

Posted by [email protected] on October 26, 2013 at 10:45 PM

Sometimes people want to be charitable but they feel they can't because they don't have much money, they feel like their income is already stretched too thin and they can't afford to help anyone else. The world would be a beautiful place if everyone did one thing for another at least once a day and you don't need to be rich in money to do that.

KIVA 

I work at a school which means I get laid off for 2 months during the summer, during this time I do not have very much money to live off of. So I came up with a plan that involves KIVA, helping people by giving loans and saving for summer. KIVA is a charity that allows people to give loans of $25 or money to people with financial need. It's not a donation, you get your money paid back to you later. So what I am doing is, while I am working I can afford $25 per pay cheque, so I use that to lend to someone who needs it via KIVA. That money will get paid back to me and I'll leave that money in my KIVA account until my summer lay off at which time I should have quite a bit. KIVA has a near perfect rating on Charity Navigator and is known for being extremely accountable and honesty. I've been using KIVA for over a year and I've always been paid back. If you'd like to try it out click this LINK , you'll recieve $25 free to lend to someone who needs it. That way you can give the charity a try before using your own money


Charity Miles 

Here's another Win-Win charity. It's an app you download for your smartphone. Before you start choose your charity, the app keeps track of how far you travel. 25 cents is donated per mile you walk or run. 10 cents for every mile you bike. It's encouragement for you to exercise while earning money for a worth charity. I try to do a different charity everyday while I walk but I do have my favourites. I like the ones that tell you what the money you've earn is worth. World Food Program tells you how many meals, ASPCA tell you how many puppies or kitten vacinated, Nature Conservatory tells you how many breaths of fresh air.


Volunteering

Can't forget about volunteering. If you can't donate money, you can donate time. There's lots of charities that could use the free help. I used to volunteer more but I don't have as much time so I only do it a few times a year.  If you want to volunteer check out whats available in your area. There are sites dedicated to help you find what suits you. 

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